"Finally, a financial planner who is independent and doesn't have a hidden agenda..."
Cass Chappell is a CERTIFIED FINANCIAL PLANNER™ practitioner.
Our objective is to save you time and money by helping you to avoid the mistakes and inaction that prevent people from reaching their goals in a timely manner.Our financial planning process is designed to "create the plan you would create for yourself, if you had the knowledge and the time".
Taking control over your finances is the beginning step in the journey to financial independence. This involves not only knowing what you have, but also defining what you want to have, and how you will get there. Simply put, comprehensive financial planning is the cornerstone of financial independence.
Regardless of your age, income, or the type of assets you currently own, it is crucial to take the time to develop a clear picture of your financial situation and identify the steps needed to achieve your goals. We want to help you develop a clear plan with quantifiable goals and benchmarks.
Our fees range from $1750 to $3500, varying only by the amount of time we estimate it will take to adequately prepare your plan - not by the amount of your assets. Call or email us for a free, no-obligation initial consultation.
To fully grasp the details of your individual situation, we employ a 4-step client relationship experience:
Step 1: The Initial Consultation
Receive a no-obligation introduction to our firm and the services we provide. We will clearly articulate what you can expect of our future relationship, when you should expect it, and clearly articulate what fees will be involved, should you decide to go through our comprehensive planning experience.
Step 2: Information Collection
To create a strategy that helps prepare your financial future, it is necessary to gather relevant data and to discuss and evaluate your present situation. Together, we clearly define your financial goals and objectives, both in the short term and long term.
Step 3: The Strategy Session
After gathering all the pertinent information about your unique financial situation, we'll analyze your cash flow, insurance coverage and investment portfolio. We want to be certain that we set realistic goals and expectations working within your budget, comfort level and risk tolerance.
Step 4: Delivery of your Financial Plan
A customized financial analysis will be presented to you addressing your entire financial situation (risk management, goals, insurance, and investments). Insurance and investment recommendations will be made in alignment with your goals and objectives, complete with action steps & checkpoints.
It is important that you realize just how firmly we stand behind the advice we provide. You are under no obligation to act on any of our recommendations. If you value the guidance we deliver and wish to implement our insurance strategies and investment strategies, we are ready to assist you. If you already have a relationship with a trusted advisor, then you are welcome to implement our advice through that person. We are here to ensure you are well on your way to well-being.
We're always available to our clients for advice & follow-up. We encourage you to stay the course:
Your plan includes a list of action items for implementation, and referrals to other related professionals.
- Action items for implementation
- Ongoing advice
- Timely articles
- Unlimited phone access
- Additional meetings on demand for no fee
- Annual review, to make sure you stay on track
On-going plan monitoring will be based on need and/or service level selected and may or may not involve a fee.
Disclosures: When implementing a financial plan with CFG, investment management will be transacted on an advisory fee or commission basis, based on client preference and asset type. Implementation of insurance products will be paid via commission from the company chosen by the client during product review with planners. Plan implementation timeline is customarily 4 to 8 weeks.
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